Tax year 2026/27
UK Salary After Tax Table 2026/27
Estimated monthly take-home pay for annual salaries from £10,000 to £200,000. The default step is £10,000. England is selected, with the standard Personal Allowance, Category A National Insurance, no pension and no Student Loan. The £10,000 step includes £30,000. Choose £5,000 or £1,000 to include £35,000 in the grid.
Income Tax is an annual estimate shown for one regular month. It is not PAYE withholding. National Insurance is Category A for that month. The twelve-month column repeats the rounded month. It is not an annual National Insurance assessment and it is not a payslip.
Gross to estimated take-home
Assumptions for every row
Each salary is yearly pay shown as one regular month, the nearest penny of the year divided by 12. On these assumptions a £30,000 England salary is £2,093.34 a month and a £35,000 salary is £2,393.35. The estimated monthly gap is £300.01, not the £416.67 gross gap. Wales and Northern Ireland match England for this employment example. Scotland uses different Income Tax bands. Category A thresholds do not change with the nation.
A pension, Student Loan, second job or taxable benefit is not in the table. Use the take-home pay calculator for one salary with those choices, or the salary comparison calculator for two offers. The rounding is on the methodology page. The rates are on the sources page.
Questions
Is a row in this table my payslip?
No. Income Tax is the annual liability for that salary, shown as the nearest penny of one regular month. Category A National Insurance is calculated for that month. A tax code, bonus, pension or Student Loan can make a payslip differ.
Why is the twelve-month figure not an annual National Insurance bill?
The twelve-month column repeats one rounded monthly take-home estimate. Employee National Insurance is worked out on the month, using the published monthly thresholds. Multiplying that month by 12 is a projection, not a statutory annual National Insurance assessment.
Does the table include a pension or a Student Loan?
No. Every row uses the standard Personal Allowance, Category A National Insurance, no pension and no Student Loan. Choose those on the take-home pay calculator or the salary comparison calculator when an offer includes them.
Why do only some salaries link to their own page?
Pages exist for £30,000, £35,000, £40,000, £45,000 and £50,000. Other rows stay in this table so the site does not publish a thin page for every salary.
